Planning for retirement can be overwhelming, but it becomes much easier if you start early. If you plan to retire in 2025, there are specific financial tips that you need to implement now to work toward an [...]
Charitable contributions and acts of kindness provide many people with personal satisfaction and a life purpose. However, it is essential to remember that giving back should not jeopardize one’s financial stability. This article outlines practical strategies for [...]
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Creating a steady retirement income stream is vital for independence and a fulfilling post-work life. While several retirement income strategies exist, not all provide the confidence necessary for this stage of life. This article outlines five well-known [...]
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Annuities, insurance products issued by insurance companies, are often recommended by insurance and financial professionals to investors. They are designed to provide a steady income stream in retirement. While there are benefits of annuities, they also have [...]
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Office Manager
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Director Insurance
With eight years of experience in the retirement space, Thomas Murphy has helped thousands of families navigate the complexities of retirement planning. He's been a part of over $1 billion worth of retirement transactions, making him an expert in managing sequence of return, longevity, and inflation risk through personalized private
pensions. Beyond his financial expertise, Thomas serves as a board member for multiple philanthropic organizations dedicated to improving youth crisis intervention and promoting financial literacy among underprivileged youth.
Thomas lives in Mount Pleasant, South Carolina, where he enjoys the charm of the low country, taking leisurely walks on the beach, and savoring the local cuisine.
CEO
Maria Elena Espindola was born in Mexico City but she has lived in the US, England, and France for over two decades. She currently resides in Atlanta, GA and Merida, Mexico.
After graduating Suma Cum Laude from the renowned Universidad Panamericana in Mexico City with a five-year Degree in Finance and Accounting, she worked in several Financial Institutions until 1990 when she became a principal partner and owner in a Leasing Company where she was in charge of the accounting/finance and administrative aspects of it.
After starting a family in 1995 she moved to New York, London and Paris for 15 years combined at the same time working for The Cielo Group , an Atlanta, Georgia-based company whose main objective is to aid businesses by providing advisory, recapitalizations, and active
management services. Maria Elena's native language is Spanish; she is bilingual in English and fluent in French.
Chairman
As the founder of Cielo Partners, an investment and advisory
company, Scott Wilkins brings over three decades of experience in
analyzing and strategizing the financial aspects of companies across
the United States, Europe, and Latin America. His background as a
former Wall Street sell-side analyst and entrepreneur gives him a
comprehensive understanding of the value creation process for public
and private entities.
Scott's international experience, which includes living and working in
major global cities, allows him to apply a broad and diversified
perspective to his work. He holds a Master's in Business
Administration from the London Business School and speaks Spanish
and French fluently.
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